Free Online Banking for Businesses. Business banking
can be done 24-hours-a-day via the Internet at
www.kirkpatrickbank.com.
- View balances
- Transfer funds between accounts
- Obtain current and previous statements
- View check images
- Re-order checks, stop payments, and address change
Fees apply to the following:
- ACH origination
- Payroll processing
- Direct deposits
- Wire transfers
- Tax payments
Complete fee schedule available upon request.
Experience virtual banking. Log on at www.kirkpatrickbank.com,
click on Business Online Banking and take a Test Drive or simply Enroll.
COMMERCIAL LOANS
Business need fluctuate from time to time. Kirkpatrick Bank can provide you with term loans, SBA loans, lines of credit and letters of credit for that special project or for everyday needs.
CASH MANAGEMENT SERVICES
Kirkpatrick Bank can provide you with cash management services to improve cash inflows, control cash outflows and enhance information reporting. A complete line of services including direct deposit of payroll, pre-authorized payments, cash concentration, lockbox, zero balance accounts, account reconciliation and overnight investments are available.
RETIREMENT PLANS AND INVESTMENT SERVICES
401 Ks, SEPs and profit sharing plans designed to fit your business needs. Brokerage services provided by Financial Network Investment Corporation are available through the Investment Center located at Kirkpatrick Bank. Financial Network Network Investment Corporation is an
independent registered broker/dealer. Member SPIC (securities provided by financial Network Investment Corporation are not FDIC insured, are not deposits or other obligations, or
guarantees of any depository institution and are subject to market risk, including possible los of principle.
www.kirkpatrickinvestments.com
VISA/MASTERCARD MERCHANT SERVICES
A program designed to provide an efficient means for retail and professional customers to service their clientele through credit and debit card acceptance.
CORPORATE CREDIT CARD SERVICES
Provide your employees with a corporate MasterCard to keep track of business expenses. Cards available with credit approval.
GROUP BANKING PLAN
A unique checking account for employees of participating businesses that originate direct deposit of payroll through Kirkpatrick Bank. Your employees will enjoy greater convenience in receiving paychecks as well as many preferred customer banking services.
COURIER SERVICES
Independent courier service is available to assist with your depository needs.
| SCHEDULE OF FEES AND CHARGES |
|
| NSF Check Fee |
$25.00 |
| Stop Payment Fee |
$20.00 |
| Research Per Hour |
$15.00 |
| Returned Items/Chargebacks |
$2.00 |
Telephone Transfer: Kirkpatrick Bank
Connection
Line |
No Charge
|
| Customer Service |
$2.00 |
| Online Banking Transfers |
No Charge |
| Wire Transfer (Incoming) |
$10.00 |
| Wire Transfer (Outgoing) |
$12.00 |
| Zipper Bags |
No Charge |
| Night Drop Lock Bags |
$18.00 |
